![]() ![]() This calculator will show you how much interest you will end up paying if you make only the minimum required payment on your credit card bill - that is, assuming you stop charging any more to it. Credit Card Calculators Credit Card Minimum Payment Interest Calculator And because your household is just as much a business as any traditional business, the various sections of the calculator have been set up in the same way most businesses would set up their cash flow worksheet. This calculator was designed to convert all inflows and outflows into their monthly equivalents making it easier to see how much you can really afford to spend during any given month. Here are suggested percentage guidelines based on net income compiled by Dave Ramsey, author of Financial Peace(Viking, 1997, $21.95) which he says are only recommended percentages and will change dramatically if you have a very high or very low income. This calculator will help you to determine what percentage of your income you are currently spending on each of your various expense categories (food, clothing, etc.). ![]() These calculators can assist you in developing savings strategies, analyzing loans and mortgage differences, credit card payment strategies, debt reduction plans, budget category comparisons, cash flow measurement and personal financial net worth.īudget Calculators Expense Percentage Calculator However, Ramsey Solutions does not monitor or control the investment services the Pros provide.Personal Finance Calculators are great tools to help you manage your personal finance decisions. Each Pro has signed a Code of Conduct under which they have agreed to certain general investment principles, such as eliminating debt and investing for the longer-term, and, if applicable, have completed Ramsey Pro Training. Ramsey Solutions and its affiliates are not responsible for the accuracy or reliability of any information contained on third-party websites. The contact links provided connect to third-party websites. ![]() Any services rendered by a Pro are solely that of the Pro. Your use of SmartVestor, including the decision to retain the services of a Pro, is at your sole discretion and risk. Ramsey Solutions does not warrant any services of any SmartVestor Pro and makes no claim or promise of any result or success by retaining a Pro. No investment advisory agreement with a Pro will become effective until accepted by that Pro. Neither Ramsey Solutions nor its affiliates provide investment advice or recommendations as to the selection or retention of any Pro, nor does Ramsey Solutions evaluate whether any particular Pro is appropriate for you based on your investment objectives, financial situation, investment needs or other individual circumstances. Ramsey Solutions introduces you to Pros that cover your geographic area based on your zip code. Ramsey Solutions is not affiliated with the Pros and neither Ramsey Solutions nor any of its representatives are authorized to provide investment advice on behalf of a Pro or to act for or bind a Pro. If you decide to hire a Pro, you will enter into an agreement directly with that Pro to provide you with investment services. It is up to you to interview each Pro and decide whether you want to hire them. Ramsey Solutions has a financial incentive to present certain Pros that offer their services on a national basis (“National Pros”) more often than other National Pros that pay lower fees. Further, the amount of compensation each Pro pays to Ramsey Solutions will vary based on certain factors, including whether the Pros choose to advertise in local or national markets. However, you should understand that all of the Pros that are available through SmartVestor pay Ramsey Solutions fees to participate in the program. The fees paid by the Pros to Ramsey Solutions are paid irrespective of whether you become a client of a Pro and are not passed along to you. Each Pro may also, if applicable, pay Ramsey Solutions a one-time training fee. Each Pro has entered into an agreement with Ramsey Solutions under which the Pro pays Ramsey Solutions a combination of fees, including a flat monthly membership fee and a flat monthly territory fee to advertise the Pro’s services through SmartVestor and to receive client referrals from interested consumers who are located in the Pro’s geographic area. ![]() When you provide your contact information through the SmartVestor site, Ramsey Solutions will introduce you to up to five (5) investment professionals (“Pros”) that cover your geographic area. SmartVestor™ is an advertising and referral service for investment professionals operated by The Lampo Group, LLC d/b/a Ramsey Solutions (“Ramsey Solutions”). ![]()
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